This Agreement (“Agreement”) is entered into between The Conclusion Matters (TCM), including its owner, partners, team members, employees, contractors, and affiliates (collectively referred to as “TCM”), and the individual accessing or subscribing to any TCM product or service (hereinafter referred to as the “User”).

This document establishes a transparent understanding to ensure clarity, responsibility, and ethical use of TCM products.

1️⃣ Purpose & Nature of TCM Products

TCM products (including indicators, scripts, tools, dashboards, and content) are provided strictly for educational, learning, and analytical purposes only.

• Understand market structure & behavior
• Develop discipline & consistency
• Improve risk awareness
• Encourage responsible trading mindset

TCM does not guarantee profits. Results vary by individual.

2️⃣ No Investment Advice or Recommendations

The User acknowledges that:

• TCM is NOT a SEBI Registered Investment Advisor (RIA)
• TCM is NOT a SEBI Registered Research Analyst
• No buy/sell calls or tips are provided
• TCM does not manage funds or trade on behalf of users

3️⃣ Market Risk Disclosure

• Trading involves substantial risk
• Capital loss (partial or full) is possible
• No system can eliminate risk
• Markets are uncertain and dynamic

Users must approach trading as a learning process, not an income guarantee.

4️⃣ User Responsibility

The User is fully responsible for:

• Trade execution & decision-making
• Position sizing & capital management
• Stop-loss & profit booking
• Emotional discipline

5️⃣ Fees, Payments & No-Refund Policy

• All payments are NON-REFUNDABLE
• Fees are for educational access only

No refunds will be issued for:

• Trading losses
• Lack of usage
• Dissatisfaction
• Market conditions
• Misunderstanding of the product

6️⃣ Eligibility & Legal Compliance

• User confirms age 18+
• User is legally allowed to trade
• Basic market risk awareness exists

7️⃣ Limitation of Liability

TCM shall not be liable for:

• Trading losses or missed profits
• Technical issues or data delays
• User decisions or misuse
• Mental or financial stress

8️⃣ No Performance Guarantee

Past performance does not indicate future results. Outcomes depend entirely on the User.

9️⃣ Intellectual Property

All indicators, scripts, designs, content, and branding are the exclusive intellectual property of TCM.

• No sharing or resale
• No reverse engineering
• No unauthorized access

🔟 Service Modifications

TCM reserves the right to update, modify, suspend, or discontinue any feature without prior notice.

1️⃣1️⃣ Acceptance & Binding Agreement

By proceeding, the User confirms full understanding and acceptance of this Agreement.

“TCM does not sell promises. TCM provides learning tools. Earning is a possibility — not a guarantee.”

⚠ Final Disclaimer

This platform is for educational purposes only and does not constitute financial advice. Trade responsibly.