Privacy Policy

At The Conclusion Matters Gujarati, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website, educational services, and our mobile application (including TCM Capital Protector features).

1. Information We Collect

We may collect the following personal and app-related information from you:

• Name, Email address, and Phone number
• Location and IP address
• Course enrollment and payment details
• Device information (OS version, device model)
• Brokerage API Keys & Client IDs: If you use our mobile app for risk management, you may input third-party broker credentials (e.g., Dhan API). Note: These are stored securely and locally on your device's encrypted storage.
• Trading Data: Live position data, PnL (Profit/Loss), and trade logs generated during app usage to enforce your risk management rules.

2. How We Use Your Information

We use your data to:

• Provide access to educational content and manage your account
• Monitor live trading positions and enforce user-defined risk limits (via Background Services in the mobile app)
• Execute automated "Kill Switch" or square-off commands strictly based on your configured broker API limits
• Send course updates, alerts, and notifications
• Process payments securely
• Improve our application and user experience

We do not sell, rent, or trade your personal information to any third party for commercial use.

3. Sharing of Information

We may share your information with:

• Trusted third-party service providers (for hosting, payment processing, or email communication)
• Your connected Brokerage platform (only to transmit authorized API requests for fetching PnL or placing square-off orders)
• Government authorities, if strictly required by law or legal process

All such service providers are required to maintain the confidentiality and security of your data.

4. Data Security & Local Storage

We take appropriate security measures (such as encryption and secure servers) to protect your personal data. For Mobile App Users: Your sensitive brokerage API keys and client IDs are saved locally on your device using Android's secure SharedPreferences. We do not store your API keys on our external databases.

However, please note that no method of data transmission over the internet is 100% secure.

5. Background Services & Notifications

Our mobile app requires permission to post notifications and run background services to actively monitor your PnL and alert you when your daily risk limit is breached. These services are only active when you explicitly start the protector module.

6. Cookies and Tracking Technologies

We may use cookies and similar tools on our website to enhance functionality, remember login preferences, and track user behavior for analytics. You can choose to disable cookies from your browser settings.

7. Data Retention and Your Rights (Data Deletion)

You have the right to access, correct, or request the deletion of your personal data. You can exercise these rights by:

• Clearing the local app data/cache to remove locally stored API keys immediately.
• Contacting us to request the complete deletion of your web account and associated journal data from our servers.

To request data deletion or exercise these rights, contact us at:
📧 sarthakpurohit9@gmail.com

8. Third-Party Links

Our platforms may contain links to other websites. We are not responsible for the privacy practices or content of those third-party sites.

9. Children's Privacy

Our application and website are intended for users above the age of 18 (legal age for trading). We do not knowingly collect personal data from children under 18.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our app features or regulatory requirements. The updated version will be posted on this page with the new effective date.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, or need assistance with the mobile app, please contact:
📧 sarthakpurohit9@gmail.com